RE/MAX 440
Susanne Porter ABR, CRS, GRI
440 South West End Blvd, RT 309
Quakertown  PA 18951
 Phone: 267-261-4608
Office Phone: 215-538-4400
Cell: 267-261-4608
Fax: 267-354-6883 
SuePorteratREMAX@aol.com
Susanne Porter ABR, CRS, GRI

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Simplify Your Lifestyle this Summer

July 12, 2017 1:00 am

(Family Features)--From backyard barbecues and trips to the beach to baseball games and swim meets, summer is all about family fun. It's also an ideal time to slow down and incorporate a more mindful routine at home.  

This season, prioritize a "less-is-more" lifestyle by making smart swaps, like using products with better ingredients, to simplify your life and create an even healthier home for your family. With these easy, helpful tips, you can arm yourself with the tools to spend more time focusing on family and fun.

Pick Produce, Not Processed. What you feed your family often fuels summer fun, but favorite treats like ice cream and hot dogs can be full of unwanted ingredients and added sugars. Skip prepackaged items and look for fresh, seasonal produce that can be incorporated into multiple meals throughout the day, which can also lead to a shorter grocery list and less waste.

Minimize Your Regimen. Take advantage of the seasonal climate to shorten your beauty routine and save time, energy and products. There's no need to blow dry hair with warm weather - sleep in two twisted braids for beachy waves, air-dry after the shower or throw on a wide-brimmed sun hat to hide bed head. Also focus on products that do double duty: replace sticky lipsticks and gloss with tinted chapsticks that include SPF or mix in a drop of sunscreen to liquid foundation.

Simplify Cleanup. It's easy to let the myriad rotating summer activities turn your space into an unexpected mess, so proactively prepare for the chaos by creating a cleanup kit. A clean towel, water bottle, sunscreen, change of clothes and snack in a small tote or plastic container can be left in the trunk of the car or in the garage to keep you from running around searching for supplies. This way, you're prepared for whatever summer brings, be it spilled ketchup, an unexpected shower or even a care-free run through the backyard sprinkler.

Source: allsulfatefree.com

Published with permission from RISMedia.


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How-to Throw Shade On Your Deck

July 11, 2017 12:57 am

Summer sun is fun, but what happens when you want to retreat from the heat? Below are five deck shade solutions to help provide coverage all season long.

Canopy awning. Looking for semi-permanent shade? These fabric-roofed structures are attached to a free-standing frame that you bolt to your deck for year-round coverage.

Oversized patio umbrella. If you’re looking for a simple version of the canopy awning, try an oversized patio umbrella that will give you feet of shade, but need not be bolted down like the awning.

Shade cloth. These durable strips of cloth can be strung from the corners of your deck to provide cooling coverage.

Retractable awnings. Similar to shade cloths, these accordion-style awnings can be pulled in our out at your leisure.

Portable shade canopy. Also known as “easy ups,” these four point square structures can be set up on the deck and removed when no longer needed.

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Ideas for the Fifth Wall

July 11, 2017 12:57 am

If you’ve ever felt like the walls are closing in on you, here’s a simple solution: Look up.

The ceiling, referred to as the fifth wall in design circles, is an often overlooked element when decorating, yet can make a tremendous impact when thoughtfully incorporated into your home’s decor. Here are some ways to make the most of your overhead:

Skylights. In rooms where your fifth wall is also the roof, the addition of a skylight or two can make not only an amazing impact on the look and feel of the room, but work wonders for energy efficiency as well. Skylights provide balanced, natural light that reduces reliance on powered light and ventilation fixtures. They can also work in concert with vertical windows to create the "chimney effect" where cool, fresh air enters through vertical windows and warm, stale air escapes from the skylights, cooling your home without using electricity.

Wood. From elegant to cabin-like, a slat wood ceiling can dramatically change the ambience of a room. Whether stained rich cherry, white-washed or natural pine, installing a wooden fifth wall can achieve a wide variety of interesting looks.

Wallpaper. A carefully chosen wallpaper - either in a print, stripe or textured solid - can add a real wow factor to a room’s interior design when used on the ceiling. Do lots of research online to get an idea of the look you’re going for and consult your local home improvement expert as well.

Paint. There’s no need to stick to basic white when it comes to painting your ceiling. Consider adding an interesting pop of color, a stenciled pattern or some trompe l’oeil effects. Or, paint the ceiling the same hue as a room’s walls for a cozy feel to your space.

No matter what you choose, be creative. Decorating your ceiling is a great chance to reflect your personality and add great interest to an otherwise average space.

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Transferring College? Read This First

July 11, 2017 12:57 am

If you or someone you love is planning a college transfer, you likely know it can be a complicated process. From getting credits to transfer, to physically relocating, there is a lot to think about. Green Mountain College offers the following considerations to pay mind to.

Cost: Make sure a transfer is affordable. Pay special attention to whether your previous undergraduate credits will be honored so that you can graduate within four years, and not be required to pay for extra courses.

Culture: What does the school do to make sure you feel welcome and empowered to hit the ground running? Are there dedicated support teams and orientation programs just for transfers?

Curriculum: Is your college's specialization authentic? In the sustainability area, for instance, is this discipline a core focus in the classroom, residence halls, and community?

Career: Will your school lead to the career that you dream about? Are alumni not only employed but happy with their current situations?

Source: Green Mountain College

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7 Easy Ways to Watch Your Credit Scores Soar

July 7, 2017 12:51 am

On the widely used FICO credit score scale, only one in 200 consumers reaches the pinnacle: a score of 850 – a score that has lenders fighting for your business and nets you the best possible interest rates on everything from automobiles  to mortgage loans.

In fact, according to Fair Isaac, the company behind the FICO score ratings, consumers who achieve a score of 750 or more are excellent candidates for favorable treatment.

But paying your bills on time and carrying no balances may not be enough to catapult your score to desired levels. Consumer finance experts at The Motley Fool offer simple tips that can help boost your scores into the stratosphere:

Ask for increased credit limits – Not because you plan to use them, but because the higher your credit limits, the less likely you are to use more than 30 percent of your aggregate credit, which is what lenders look for when they judge credit-worthiness.

Ask for lower interest rates – If you are carrying a balance, a lower interest rate can save you big bucks and help you pay it off faster – and if you pay on time each month, a request for a lower rate is granted more often than not by lenders who want to keep your business.

Keep 0-balance accounts open - Some consumers think that closing paid-off accounts will help your credit score. In fact, accounts in good standing that are left open for an extended period can help your overall score. Use them once or twice a year to ensure they stay open and aren't closed by your lender for lack of use.

Open new accounts only when it makes sense – People with good credit are constantly offered more credit. Open a new account only for a large purchase you expect to pay off quickly. Don’t open a store account to save a few bucks on a small purchase.

Focus on revolving debt first – If you carry balances, remember that revolving debt, such as department store credit cards, charge the highest interest rates – and FICO notes what kind of debt you carry.

 Check your FICO score annually – You can do so for free from each of the three credit reporting bureaus. Failing to check them annually risks not discovering errors before your scores are adversely affected.

Published with permission from RISMedia.


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How to Live in Harmony with House Guests

July 7, 2017 12:51 am

While you’re really looking forward to having out-of-town friends or family for an extended visit, you may be anxious about living under the same roof with your guests. There are some effective ways, however, to relieve the stress and enjoy your time together.

Create a private space. Whether it’s a guest room or the sofa bed in your office, devote a room or area of your house just for your guests. Have your kids double up to free up a bedroom, if need be. This will give both you and your guests the privacy and space you need. Outfit the guest space with items your visitors may need, such as towels, travel size shampoos, soaps and toothpaste, a reading light, phone charger, extra blanket, fan or heater, and a pitcher for water.  Not only will this create an inviting bed-and-breakfast atmosphere, it will save you a little running around trying to find random things they may have forgotten.

Discuss the morning schedule ahead of time. Are your guests early risers or late sleepers? And how will this conflict with the schedules of you and your family members? Get it all out in the open before you retire on the first night to figure out a schedule that’s convenient for everyone.

Stock the pantry and fridge with essentials. Be prepared by shopping for the items your guests may need in advance, such as almond milk for your vegan sister or sugar substitute for your diabetic aunt. Not only will this save you from last-minute runs to the store, it will make your guests feel welcome and at home.

Plan meals. Avoid dinnertime stress by mapping out and shopping for meals in advance. Plan which nights you’ll cook out, eat out and order take-out. Make a big batch of soup, spaghetti sauce or a casserole and freeze them a couple of weeks ahead of time. You can then pull these out as needed for last-minute meals.

Forgive the mess. Don’t stress out about keeping the house spotless. Your guests are there to visit with you and your family, not evaluate the cleanliness of your home. So have the family chip in and conduct a thorough cleaning before your visitors arrive, then enjoy each other’s company while you’re together.

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Container Gardening: The Quickest Way to a Green Thumb

July 6, 2017 2:42 am

There’s nothing quite like a beautiful garden, brimming with colorful flowers and lush green foliage. But not everyone has the time or talent to cultivate a successful garden, and paying for landscaping may not be within your budget. But don’t despair - try container gardening instead.

Container gardens are a quick, simple way to bring a burst of color, cool shades of green, and even a few herbs or tomatoes to your home’s landscape. They require minimal set-up and maintenance yet yield great results. Here are some tips to get your container garden off and running:

Choose your containers. Select pots of various sizes, colors and textures to add interest. Or go for a monochromatic look by using all terracotta. Consider other more unique options as well, such as wooden boxes, lined baskets, metal buckets, half barrels or sculpted stone planters. No matter what type of container you choose, make sure it has proper drainage.

Select your spots. The great benefit of container gardening is that you can place plants wherever your heart desires, such as the front stoop, porch, patio, deck or any conceivable spot in your yard. Also consider window boxes and hanging containers to add color higher on your home’s facade.

Decide what to plant. Add easy bursts of color with annuals like imaptiens, petunias, geraniums and daisies. Read the tag to determine whether the flowers you choose require sun or shade. You can also plant perennials in containers - either flowers or grasses - but keep in mind, they will need to be replanted within a year or two once they’ve gotten too big for their containers. Herbs are great for containers as well, along with tomatoes and strawberries.

Prep the soil. Be sure to get a high quality potting soil and add some fertilizer and weed preventative to the mix. The right nutrients will be critical for your container plants to thrive.

Water and deadhead. To keep your container gardens thriving all season, be sure to water them frequently as container plants dry out more quickly than those planted in the ground. Remove dead blooms and brown leaves frequently to help foster new growth and new blooms.

With a few well-placed container gardens, you’ll add beauty to your yard in no time, no matter what your level of gardening expertise may be.

Published with permission from RISMedia.


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Facing Foreclosure? What You Should Know

July 6, 2017 2:42 am

For those of us who own our homes, foreclosure may seem like a nightmare. If you’re looking at a possible foreclosure, there are several things you should keep in mind.  

Three payment rule. Generally, foreclosure proceedings begin after the borrower has missed three consecutive mortgage payments. The lender will record a notice of default against the property. And unless the debt is satisfied, the lender will foreclose on the mortgage and proceed to set up a trustee sale, where the property is sold to the highest bidder.

You have options. If you’re facing foreclosure, you still have a few options. You may be able to refinance the debt or extend the term of your mortgage loan. If you have mortgage insurance, the insurer may also be interested in helping you. The company can temporarily pay the mortgage until you get back on your feet and are able to repay their “loan."

You CAN buy again. If your home was foreclosed on, it doesn’t mean you will never be a homeowner again. But a lot will depend on your circumstances and the mortgage interest rate you are willing to pay. “Generally, most lenders will consider your request for a home loan two to four years after your foreclosure. Predatory lenders will issue a home mortgage in less time.  But beware – they routinely charge high mortgage interest rates, fees, and penalties for this privilege. A quality lender will expect you to show that you have cleaned up your credit.  Providing a reasonable explanation about the circumstances that led to the foreclosure – such as exuberant medical expenses – is also helpful.

Published with permission from RISMedia.


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How to Keep Your Pets Safe From Heat

July 6, 2017 2:42 am

Summertime may mean playtime with your furry family members. Trips to the beach or lake, long walks and zippy car rides can be hours of fun for your pet. But as temperatures rise, it’s important to pay mind to your pet’s health.

Below are four tips from Henry Schein Animal Health.

Heat stroke: Protect your pets from heat stroke, which occurs when your pet's body cannot maintain its temperature in a safe range. Pets can suffer heat stroke if left in a parked car or when exercising strenuously in hot weather.

Housing: Animals that are outdoors need shade and water at all times, though dog houses can become stifling in the heat.

Summer travel: Before bringing pets on a trip, be sure to pack, among other items, health and vaccination records, medications, veterinarian's information, and a first aid kit.

Water safety: When boating on open water, humans and pets should both wear life preservers should an accident occur. Pet parents should also be aware of dangerous currents when animals are playing in rivers and the ocean.

Source: Henry Schein Animal Health

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Secrets for Healthy Summer Grilling

July 6, 2017 2:42 am

Ready to fire up the grill this summer? You’re far from alone. Grilling is delicious, fun, and can save on your energy bills by keeping that cooking heat outdoors. If you’re looking to up your grill came, consider the following tips from Aramark and the American Heart Association (AHA).

Soak up the marinade
Start with a healthier marinade before you even light the grill. Healthier marinades contain herbs, spices & healthy oils. Reduce salt with wine vinegar, citrus-infused oil or a little mustard. Reduce added sugar with fruit purées. Try ripe mango or peach purée blended with dried cranberries or white raisins.

Rub on the spices
Spice rubs add flavor to meats, fish and chicken and have fewer calories than traditional BBQ sauces. Spice combinations are endless – from garlic, onion powder, dried basil, oregano, paprika, chili powder and cayenne to spicy Jerk chicken rub.                    

Burst of lemon everywhere
It's easy to cut the amount of salt you use on your grilled meats or seafood by 50 percent. Just replace with lemony goodness. Replace each ½ teaspoon of salt with 5 teaspoons of juice and 1 teaspoon of zest and drizzle flavor directly over foods as they cook. How you tend to food while it's on the grill can enhance and lock in flavor.

Start with veggies on the grill
Vegetables are great on the grill. Try them in Kabobs or grill them in slices to serve right next to fish, chicken or meat. Grilled veggies add excitement, freshness and flavor to any meal. Try grilling two or three for every main dish.

Pair fruits with entrées
Fruit is no longer just a snack or dessert. The sweet flavors of summer fruits help to enhance grilled seafood, chicken, or beef. Replacing other side dishes with fresh fruit is also a great way to add flavor with fewer calories. Add fruit to the plate and see the colors of summer in a whole new light.          

Baste on the flavor
Use a basting brush and pack on additional flavor over the flame. Baste green veggies with olive oil and herb mixes.                          

Top it all off
Not all flavor is added on the grill, some can be added afterward. Try toppings that add healthy flavors to the plate like a fresh fruit compote or salsa, or top with finely chopped grilled veggies.

Source:  Aramark, The American Heart Association

Published with permission from RISMedia.


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